An ambulance cover is quite important in that it protects policyholders against unexpected disaster ambulance transport services costs plus treatment expenses by health care specialists who respond to emergency cases. However, ambulance covers are not accessible in all states. For those with private medical insurance cover plans, chances are that their policy does not cater for ambulance related cases.  The good news is that iSelect has come to your rescue since it brings to you health funds offering inclusive ambulance cover.

What`s the point of having an ambulance insurance cover?

Basically, Ambulance services are never catered for by Medicare including emergency transport as well as ambulance services which many patients may need. However, having an Ambulance cover protects the policyholder from extra costs related to ambulance services. Emergency Ambulance transport can cost you over one thousand dollars.

Having an ambulance cover means you will never have to pay unexpected ambulance services cost in case you have to be transferred to the hospital or receive treatment at the emergency scene to later be taken to the hospital.

Emergency transportation covers such incidents as stroke or heart attack but does not cover regular medical treatment as an in-patient.

Note that If you have a hospital cover plan with CBHS, then you got every reason to smile since the ambulance cover is included.

Does private health insurance cover comprise of Ambulance cover?

There are private health insurance covers that will include ambulance cover while others do not include this cover. It all depends on the terms of an insurance company. If the Ambulance is not included, you can start planning on taking an Ambulance cover too.

What you need to know about ambulance only cover

 As earlier long said, Medicare does not meet ambulance transportation services cost one of the services a good number of Australians badly need. If you are a die-hard sports player or you love traveling, ambulance only cover is all you need. That way you will be well prepared in case the unexpected accident happens. People with this cover don’t spend every other day worrying about where they would get the thousand dollars that would be needed in case of an accident.

Supposing a contributor gets unexpected ambulance services and it turns out that they don’t have an ambulance cover, benefit will a hundred percent of known health emergency transportation expenses applicable everywhere in Australia.

Note that with HHI Ambulance only cover plan, the benefit is usually settled after the service has been provided by any organizations well-known by HHI or a State Government Service. This entails ambulance or emergency services costs.

Persons included in an HHI Ambulance cover

Basically, family covers allow the benefit to every individual whose name appears on the cover membership of HHI Ambulance. It could be a spouse, children, dependents, cohabiting partner, as well as students, provided they are under the age of 25 years. As for the dependent, they must be under 21 years. However, for the single cover, the name of the person appearing on the HHI ambulance cover is entitled to all the benefits.

Finally, ambulance cover for emergency cases or accidents commences right away. However, there is a waiting period of 7 days before one starts receiving the cover benefits.